Features
Everything Your Fund Office Needs. Nothing It Doesn't.
No module add-ons. No per-feature pricing. Every feature below is included in every plan.
5 key features shown in action | 12 total feature categories | $0 add-ons
See It In Action
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01 Employer Contributions & Remittance
CBA-aware from day one.
Every employer is linked to bargaining units and job classifications, so contributions auto-route to the right fund at the right rate — no manual lookup required.
- Auto-match to CBA schedules and contribution rates
- Discrepancy flagging and resolution workflows
- CSV, Excel, and fixed-width file import
- Multi-fund allocation from a single remittance file
02 Eligibility Management
Define it once. Let it run.
Configure eligibility rules at the fund level and watch them apply automatically as contributions post. Hour banks, waiting periods, self-pay windows — calculated without staff intervention.
- Configurable rules: hour banks, dollar banks, waiting periods
- Automatic calculation as contributions post
- Self-pay and COBRA trigger detection
- Eligibility history and upcoming expiration tracking
06 Employer Portal
Less calls. Less email.
Employers submit remittances, track payment status, pull compliance reports, and manage their roster — without ever calling your office. Self-service that actually works.
- Electronic remittance submission and history
- Delinquency status and payment tracking
- Compliance reports on demand
- Roster and CBA association management
09 Reporting & Analytics
Board-ready in minutes, not days.
Real-time dashboards and 30+ pre-built reports cover every angle of your fund. Generate trustee board reports without touching a spreadsheet. Unlimited logins — no per-seat fees.
- Real-time dashboards for fund health and delinquency
- 30+ pre-built reports across all fund functions
- Async generation — no waiting, no timeouts
- Unlimited users, zero per-seat fees
11 Fund Configuration
Every CBA rule. Every fund type.
Configure contribution rate schedules at fund, CBA, employer, bargaining unit, and job classification levels. Effective-date versioning keeps historical accuracy as agreements change.
- CBA rules engine with full rate hierarchy
- Rate schedules at 5 levels: fund → job classification
- Effective-date versioning for all settings
- H&W, pension, annuity, vacation, training, PBGC support
Complete Feature Reference
Every feature. Every plan. No asterisks.
01
Employer Contributions & Remittance
- Electronic remittance submission portal for employers
- CSV, Excel, and fixed-width file import with auto-format detection
- Column mapping with saved templates and auto-detection
- Auto-matching to CBA schedules and contribution rates
- Discrepancy flagging and resolution workflows
- Staging area for review and editing before import
- Support for multiple contribution types (hours, dollars, flat rate)
- Multi-fund allocation from a single remittance file
02
Eligibility Management
- Configurable eligibility rules per fund (hour banks, dollar banks, waiting periods)
- Rule hierarchy: fund, CBA, employer, bargaining unit, and job classification levels
- Automatic eligibility calculation as contributions post
- Windowed eligibility with rolling period tracking
- Self-pay and COBRA trigger detection
- Bulk eligibility processing for fund-wide recalculations
- Eligibility history and upcoming expiration tracking
- Multi-employer and multi-fund eligibility aggregation
03
Disbursements & Pension
- Lump sum, recurring, partial withdrawal, and hardship disbursements
- Required Minimum Distribution (RMD) calculations
- Recurring payment schedules (monthly, quarterly, annual)
- Vesting calculation and service credit tracking
- Defined benefit pension estimates
- ACH, check, and wire payment methods
- 1099-R tax form generation
- Form 5500 reporting and benefit statements
04
Hour & Dollar Bank Accounts
- Vacation, annuity, and training fund bank accounts
- Deposit, withdrawal, and transfer tracking
- Interest accrual and carryover limits
- Account balance and transaction history
- Voluntary contribution tracking (pre-tax, post-tax, Roth)
- Self-pay invoicing with PDF generation and email delivery
05
Member Self-Service Portal
- Eligibility status and history
- Contribution history across all funds
- Document access (plan documents, SPDs, benefit statements)
- Dependent and beneficiary management
- Bank account preferences and direct deposit setup
06
Employer Portal
- Electronic remittance submission and history
- Compliance reports and confirmations
- Employee roster management
- Delinquency status and payment tracking
- Employer onboarding with invitation codes
- Bargaining unit and CBA association management
07
COBRA Administration
- Qualifying event tracking (termination, reduction in hours, death, divorce, Medicare)
- COBRA election notice generation (PDF)
- Election processing and coverage tracking
- Premium calculation and invoicing
- Payment tracking and grace periods
- COBRA-specific reporting and analytics
08
Delinquency Tracking & Collections
- Automated delinquency detection from missed remittances
- Collection workflow templates with automated escalation stages
- Demand letter generation and notice tracking
- Payment plan creation with installment scheduling
- Interest and liquidated damages calculation
- Aging reports and collection effectiveness metrics
- Action recording (calls, emails, meetings)
09
Reporting & Analytics
- Real-time dashboards for fund health, contributions, and delinquency
- 30+ pre-built reports across employers, participants, funds, and compliance
- Trustee board report generation in minutes
- Async report generation with background processing
- Export to PDF, Excel, and CSV
- Administrative task queue with auto-generated tasks and assignments
- In-app notification center for alerts and approvals
- Unlimited user accounts — no per-seat fees for trustees, fund office, or board members
10
Compliance & Audit
- Complete audit trail on every record — every action logged, every change tracked
- Payroll audit tracking and documentation
- DOL filing support and compliance document management
- SSN encryption (AES-256 at rest and in transit)
- Multi-factor authentication (email and mobile verification)
- Role-based access control with granular per-fund permissions
- Plan document versioning with amendment tracking and approval workflows
11
Fund Configuration
- Configurable CBA rules engine with rate hierarchies
- Multiple fund types per organization (H&W, pension, annuity, vacation, training, legal defense, 401(k), PBGC)
- Bank plan settings (contribution allocation, carryover, interest accrual)
- Rate schedules at fund, CBA, employer, bargaining unit, and job classification levels
- Job classification management
- Effective date versioning for all fund settings
12
Bulk Data Import
- Import participants, employers, employments, dependents, and beneficiaries
- Excel and CSV file upload with column mapping
- Auto-detection of column mappings
- Validation preview with error and warning reporting
- Staging area for row-level editing and correction before processing
- Sequential import orchestration for related data
See Simplorium in Action
Request a personalized demo and we'll walk through the platform with your fund's actual workflows in mind.